HARP (Home Affordable Refinance Program) Loan Basics
| August 2, 2012 | Uncategorized |
Home Affordable Refinance Program and Refinancing Your Home The Home Affordable Refinance Program (HARP) was introduced to enable people with negative equity, but who are up to date with their mortgage repayments, to refinance without the need to take private mortgage insurance (PMI). HARP is fundamentally about private mortgage insurance in relation to the difference… more
Steps in the home buying
| October 27, 2011 | Uncategorized |
Credit History Your credit score and credit history are the most important factors in determining your ability to get mortgage financing. Without an adequate credit score it can be impossible to get financing. Furthermore, your credit history and score are leading factors in the type of loan you will qualify for including the finance rate.… more
Mortgage Outlook for the Week of August 22, 2011
| October 27, 2011 | Uncategorized |
Last week set all time record lows for mortgage rates in the United States. Factors in rates moving lower and lower over the past few weeks have been disappointing economic data and uncertainty about the health of European markets and banks. Since investors move money from equities into bonds in times of uncertainty, the end… more
Try Before You Buy: Learning About Your Home Before You Move In
| October 27, 2011 | Uncategorized |
In the ideal world, it would be possible to spend a few days or even a few weeks living in the home that you intend to buy before you close the deal. This would allow you to learn all of the pros and cons of the home as it pertains to your lifestyle. In reality,… more
On Loan Limit Drop, Middle Faces Hard Hit
| September 29, 2011 | Posted by Art under Uncategorized |
Time is running short for Congress to prevent FHA and conforming loan limits from reverting back to 2008 levels. The current limits expire Sept. 30 and will drop from 125 percent of the area media home price (and a top limit of $729,750) to 115 percent of area home price and a top limit of $625,500. If Congress fails to extend the limits and they drop, the real estate industry (which is united in opposing a drop) will certainly look for another opportunity later in the year to get them back up.
15 Cities Where Listing Prices Are Rebounding
| September 23, 2011 | Posted by Art under Uncategorized |
Find out which cities have had the largest year-over-year increases in average list prices.
Welcome to our new site
| August 9, 2011 | Posted by Art under Uncategorized |
We are currently updating our site to be able to provide relevant and current Real Estate information. While we muddle through the trial and error involved in creating a new site please excuse the mess. Our Listings search is operational so please feel free to search the listings of San Diego County.
Thank you
